Coding Clarified Purchase Options: What Are They and How Do They Work?
Starting your journey into medical coding is an investment in your future—but one of the most common questions students ask is:
“How do I pay for the program?”
Coding Clarified offers multiple flexible purchase options designed to make training accessible—whether you want to pay upfront, use retirement funds, or finance over time.
You can explore all options here:
https://codingclarified.com/purchase/
Why Flexible Payment Options Matter
Medical coding training can be a high upfront cost, but Coding Clarified provides many ways to reduce financial barriers. Instead of a one-size-fits-all payment model, students can choose an option that fits their financial situation and goals.
1. 401K / Retirement Funding Option
What Is It?
This option allows you to use your 401K or retirement funds to pay for your medical coding education.
How It Works
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The program qualifies as a post-secondary education expense
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You request a withdrawal through your 401K provider
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Funds are used to pay tuition in full
Key Benefits
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No monthly payments
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No financing interest
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Often zero out-of-pocket cost depending on your plan
Important Consideration
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You must contact your retirement plan administrator to confirm eligibility and requirements
Best For:
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Students who want to avoid debt and interest
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Those with available retirement funds and long-term career goals
2. Sweet Pay Financing Option
What Is It?
Sweet Pay is a third-party financing option that allows you to pay for your course over time instead of upfront.
How It Works
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Apply online through Sweet Pay
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Once approved, you select a payment plan
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Make a down payment + monthly payments
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Begin your course after enrollment is finalized
Coding Clarified may also offer promotional discounts (such as 5% off) when using Sweet Pay.
Typical Features (General Financing Structure)
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Low or flexible approval requirements
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Payment plans spread over months
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Quick application process
Similar programs using Sweet Pay show:
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Approval even with limited or no credit
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Structured repayment terms (often up to 12 months)
Best For:
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Students who cannot pay upfront
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Those who prefer manageable monthly payments
3. In-House Guaranteed Financing (Bonus Option)
Although your question focused on 401K and Sweet Pay, your purchase page also includes:
Guaranteed Financing (In-House)
How It Works
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Choose a down payment amount
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Select a payment term (12–48 months)
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Payments are automatically drafted monthly
Key Features
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Fixed APR (example: ~14.9%)
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One-time setup fee
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Early payoff allowed with no penalty
Best For:
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Students who want structured, predictable payments
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Those denied traditional loans but still need financing
What’s Included Regardless of Payment Option
No matter how you pay, Coding Clarified’s program includes:
Coding Clarified CPC Course includes the following:
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- 80-clock hour course
- 100% remote studies
- Access to the AAPC online medical coding class
- CPT, ICD10, HCPC and Textbook
- Instructor video/audio files to implement notes into your books
- 1:1 time with instructor as needed
- Professionally written resume (Upon completion of internship)
- AAPC Membership (Assigned at completion of course)
- CPC Exam Voucher x2 (Assigned at completion of course)
- Job placement assistance/resources (Once certified or completed with Internship)
- Online HCC Internship (Once completed with Practicode)
- Practicode (Upon becoming certified as CPC)
- CPC Practice Exam Bundle x3 (Upon completion of course)
- CPC Study Guide (Electronic)
- CPC Exam Online Review (Upon completion of the course)
Choosing the Right Option
Here’s a simple way to decide:
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Use 401K → If you want zero interest and no payments
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Use Sweet Pay → If you need flexible, easy approval financing
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Use In-House Financing → If you want structured long-term payments
Coding Clarified’s purchase options are designed to remove financial barriers and help you start your medical coding career faster.
Whether you choose:
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401K funding (no interest)
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Sweet Pay (flexible financing)
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Or monthly payment plans
The goal is the same:
Get trained, get certified, and get working.
Coding Clarified Purchase Options
Coding Clarified Scholarship/Grant
What It Means to Be an AAPC Education Provider